Michael Phillip - Colorado Real Estate

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Why Choose Us?

April 14, 2023 By Michael Phillip

The Benefits of Working with Us: Top rated Real Estate Agents in Colorado Buying or selling a home is a significant milestone in anyone’s life, and it can be a daunting task to navigate on your own. That’s why it’s crucial to choose a top rated real estate agent to guide you through the process…. [Read More]

VA Home Loans

April 11, 2023 By Michael Phillip

As a real estate agent, I’m here to tell you about one of the best benefits available to members of the U.S. military and their families: VA home loans. These loans provide flexible, low-interest mortgages that are specifically designed to help active duty and veteran service members achieve their dream of homeownership. In this article,… [Read More]

Mortgage Rates April 2023

April 7, 2023 By Michael Phillip

Mortgage Rates Drop Again, But Homebuyers Still Face Obstacles in Spring Season Great news for homebuyers as mortgage rates have fallen for the fourth consecutive week, according to Freddie Mac. The average rate on a 30-year fixed mortgage has dipped to 6.28% from 6.32% the previous week. But is the decrease enough to offset other… [Read More]

Colorado Homes for Under $350k

March 28, 2023 By Michael Phillip

Colorado Real Estate on a Budget: Explore Colorado Homes under $350k! Looking for a home in Colorado for under $350k? While the state has a reputation for being pricey, there are still plenty of options available for buyers looking to spend less than $350,000 along the Front Range. From small mountain towns to bustling cities,… [Read More]

Contingent Offer

March 14, 2023 By Michael Phillip

The real estate market can be a confusing and overwhelming place. This is especially true if you’re not familiar with all the terminology. One term that is becoming increasingly important in the world of real estate is “contingent offer.” But what does this term mean, and how does it affect you as a buyer or… [Read More]

Saving For A Down Payment

March 6, 2023 By Michael Phillip

Your Ultimate Guide to Saving for a Down Payment on a Home Are you excited to start your journey as a homeowner but feeling a bit lost when it comes to saving for a down payment? Don’t worry; we’ve got you covered! As real estate agents, we have helped countless clients navigate the ins and… [Read More]

Breaking News: FHA Mortgage Insurance Cut by 30%!

February 24, 2023 By Michael Phillip

Hey there, future homeowners! Have you heard the news? The Biden administration just released a plan announcing some exciting changes to FHA mortgage insurance rates that could make buying and owning a home more affordable for hundreds of thousands of people! So, what’s the scoop? The plan is all about cutting mortgage insurance costs by… [Read More]

Searching for a Home In Colorado

February 23, 2023 By Michael Phillip

Are you beginning your search for your dream home in Colorado? Whether you’re a first-time homebuyer or a seasoned real estate investor, finding the perfect home can be an exciting, but daunting task. You have to worry about your budget, the location, if the home is in your child’s school district. But don’t worry, with… [Read More]

Benefits Of A Real Estate Agent

January 24, 2023 By Michael Phillip

Did you know that there are benefits of a Real estate agent beyond just looking pretty and opening doors to beautiful homes? I know reality TV and the internet may make you feel as if showing properties and hosting lavish open houses are the norm. However, the life of a true real estate professional is… [Read More]

Mortgage Brokers Vs Traditional Lenders

January 21, 2023 By Michael Phillip

As a real estate broker, I have worked with both mortgage brokers and traditional lenders over the years. Both have their own set of pros and cons, and it’s important to understand the differences between how a broker vs a lender operate, and the programs they offer when looking to finance your next property purchase…. [Read More]

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