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New $25,000 Down Payment Grant Could Help First-Time Homebuyers Buying your first home is a big deal! Saving up enough money for a down payment is often the hardest part. But a new bill called the Downpayment Toward Equity Act of 2023 is a first-time homebuyer grant with the aim of making things a little… [Read More]
Proposition 123
Colorado Takes Bold Steps to Address Affordable Housing Crisis: Proposition 123 Facing a pressing housing crisis, Colorado residents have taken a decisive step by approving Proposition 123, a groundbreaking measure that aims to address the state’s housing affordability issues. Colorado becomes the first state in the nation to allocate a significant portion of its taxable… [Read More]
First-Time Homebuyer Mistakes
20 Common First-Time Homebuyer Mistakes to Avoid in Colorado: Expert Realtor Tips Congratulations on embarking on your journey as a first-time homebuyer in beautiful Colorado! Purchasing your first home is an exciting and fulfilling milestone. However, it’s important to navigate the process with caution to avoid common mistakes that can impact your experience and financial… [Read More]
Home Inspections in Colorado
What You Need to Know About Home Inspections in Colorado Welcome to the world of real estate! As an experienced real estate agent in Colorado, I know that buying or selling a home can be an exciting yet daunting experience. One important aspect of this process is the home inspection. In this article, I will… [Read More]
Loan Level Price Adjustments
Understanding the Recent Changes to Mortgage Loan Level Price Adjustments As a real estate agent, it’s important to keep up with the latest news and trends in the industry. One topic that’s been making the rounds lately is the shocking headlines: “Biden Raises Costs for Homebuyers With Good Credit to Help Risky Borrowers”! And these… [Read More]
Mortgage Rates April 2023
Mortgage Rates Drop Again, But Homebuyers Still Face Obstacles in Spring Season Great news for homebuyers as mortgage rates have fallen for the fourth consecutive week, according to Freddie Mac. The average rate on a 30-year fixed mortgage has dipped to 6.28% from 6.32% the previous week. But is the decrease enough to offset other… [Read More]
Metro Districts In Colorado
If you’re a homeowner in a newer community in Colorado, chances are that you are in a metro district. As a Colorado real estate agent, clients frequently ask about the impact of the metro districts in Colorado on homeownership. And most new homeowners are surprised to find this additional tax in their first property tax… [Read More]
Breaking News: FHA Mortgage Insurance Cut by 30%!
Hey there, future homeowners! Have you heard the news? The Biden administration just released a plan announcing some exciting changes to FHA mortgage insurance rates that could make buying and owning a home more affordable for hundreds of thousands of people! So, what’s the scoop? The plan is all about cutting mortgage insurance costs by… [Read More]
Renting Versus Buying
Renting Versus Buying a Home: The Upfront Cost and Other Financial Differences When it comes to housing and deciding on renting versus buying a home, there are pros and cons to both. Understanding the financial differences between the two options can help you make an informed decision about which is the best choice for you…. [Read More]
