Michael Phillip - Colorado Real Estate

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Buying A Home in an HOA

June 21, 2023 By Michael Phillip

Navigating Homeowners Associations: A Guide for Buying a Home in an HOA community Are you considering buying a home within a Homeowners Association (HOA) community? The process of purchasing a home can feel both thrilling and overwhelming, especially when faced with unfamiliar terms like homeowners associations. However, fear not! In this comprehensive guide, I will… [Read More]

First-Time Homebuyer Mistakes

June 1, 2023 By Michael Phillip

20 Common First-Time Homebuyer Mistakes to Avoid in Colorado: Expert Realtor Tips Congratulations on embarking on your journey as a first-time homebuyer in beautiful Colorado! Purchasing your first home is an exciting and fulfilling milestone. However, it’s important to navigate the process with caution to avoid common mistakes that can impact your experience and financial… [Read More]

Loan Level Price Adjustments

April 25, 2023 By Michael Phillip

Understanding the Recent Changes to Mortgage Loan Level Price Adjustments As a real estate agent, it’s important to keep up with the latest news and trends in the industry. One topic that’s been making the rounds lately is the shocking headlines: “Biden Raises Costs for Homebuyers With Good Credit to Help Risky Borrowers”! And these… [Read More]

Metro Districts In Colorado

March 1, 2023 By Michael Phillip

If you’re a homeowner in a newer community in Colorado, chances are that you are in a metro district. As a Colorado real estate agent, clients frequently ask about the impact of the metro districts in Colorado on homeownership. And most new homeowners are surprised to find this additional tax in their first property tax… [Read More]

Closing Costs

February 17, 2023 By Michael Phillip

One of the most significant costs associated with buying or selling a property is the closing costs. In this blog post, I explain what they are, and examples of what you can expect to pay when buying or selling a property in Colorado. What are Closing Costs? When closing a real estate deal, buyers and… [Read More]

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