Michael Phillip - Colorado Real Estate

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Best Places to Own Real Estate During A Recession

May 23, 2023 By Michael Phillip

Best Places to Own Real Estate During A Recession: Castle Rock, CO is #1 Hey there, Castle Rock neighbors! We all know that these days, the economy can be a bit unpredictable. But fret not! I’ve got some fantastic news for you. According to a recent analysis by SmartAsset, our very own Castle Rock, Colorado,… [Read More]

1% Down Payment Option

May 22, 2023 By Michael Phillip

Unlock Your Dream Home with a 1% Down Payment Option! Say goodbye to hefty down payments and hello to affordable homeownership with ONE+ program that was just launched by Rocket Mortgage. With this innovative program, you can secure your dream home with just a 1% down payment. Let’s dive into the details and explore this… [Read More]

Investing In Real Estate For Beginners

May 1, 2023 By Michael Phillip

Are you a beginner looking to invest in real estate? But don’t know where to begin? Don’t worry, I’ve got you covered! In this article, we’ll take a look at the different ways of investing in real estate for beginners, including the BRRR method, house flipping, buying and renting, real estate trusts or REITs, house… [Read More]

Loan Level Price Adjustments

April 25, 2023 By Michael Phillip

Understanding the Recent Changes to Mortgage Loan Level Price Adjustments As a real estate agent, it’s important to keep up with the latest news and trends in the industry. One topic that’s been making the rounds lately is the shocking headlines: “Biden Raises Costs for Homebuyers With Good Credit to Help Risky Borrowers”! And these… [Read More]

Building Credit Score For A Home Purchase

April 24, 2023 By Michael Phillip

Welcome to the exciting world of home buying and Credit Scores! So it may not be that exciting, but it is one of the most critical steps in the process is building your credit score for a home purchase. Having a good credit score is essential to get approved for a mortgage and secure favorable… [Read More]

Colorado Homes for Under $350k

March 28, 2023 By Michael Phillip

Colorado Real Estate on a Budget: Explore Colorado Homes under $350k! Looking for a home in Colorado for under $350k? While the state has a reputation for being pricey, there are still plenty of options available for buyers looking to spend less than $350,000 along the Front Range. From small mountain towns to bustling cities,… [Read More]

Contingent Offer

March 14, 2023 By Michael Phillip

The real estate market can be a confusing and overwhelming place. This is especially true if you’re not familiar with all the terminology. One term that is becoming increasingly important in the world of real estate is “contingent offer.” But what does this term mean, and how does it affect you as a buyer or… [Read More]

Metro Districts In Colorado

March 1, 2023 By Michael Phillip

If you’re a homeowner in a newer community in Colorado, chances are that you are in a metro district. As a Colorado real estate agent, clients frequently ask about the impact of the metro districts in Colorado on homeownership. And most new homeowners are surprised to find this additional tax in their first property tax… [Read More]

Breaking News: FHA Mortgage Insurance Cut by 30%!

February 24, 2023 By Michael Phillip

Hey there, future homeowners! Have you heard the news? The Biden administration just released a plan announcing some exciting changes to FHA mortgage insurance rates that could make buying and owning a home more affordable for hundreds of thousands of people! So, what’s the scoop? The plan is all about cutting mortgage insurance costs by… [Read More]

Searching for a Home In Colorado

February 23, 2023 By Michael Phillip

Are you beginning your search for your dream home in Colorado? Whether you’re a first-time homebuyer or a seasoned real estate investor, finding the perfect home can be an exciting, but daunting task. You have to worry about your budget, the location, if the home is in your child’s school district. But don’t worry, with… [Read More]

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