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SpanishUnlock Your Dream Home with a 1% Down Payment Option! Say goodbye to hefty down payments and hello to affordable homeownership with ONE+ program that was just launched by Rocket Mortgage. With this innovative program, you can secure your dream home with just a 1% down payment. Let’s dive into the details and explore this… [Read More]
The Real Estate Appraisal
The Real Estate Appraisal Process: Unlocking the Value of Properties When it comes to buying or selling a property, the real estate appraisal process plays a vital role in determining its true value. Whether you’re a buyer or a seller, understanding this process is crucial for making informed decisions. In this article, we’ll explore the… [Read More]
Loan Level Price Adjustments
Understanding the Recent Changes to Mortgage Loan Level Price Adjustments As a real estate agent, it’s important to keep up with the latest news and trends in the industry. One topic that’s been making the rounds lately is the shocking headlines: “Biden Raises Costs for Homebuyers With Good Credit to Help Risky Borrowers”! And these… [Read More]
Building Credit Score For A Home Purchase
Welcome to the exciting world of home buying and Credit Scores! So it may not be that exciting, but it is one of the most critical steps in the process is building your credit score for a home purchase. Having a good credit score is essential to get approved for a mortgage and secure favorable… [Read More]
VA Home Loans
As a real estate agent, I’m here to tell you about one of the best benefits available to members of the U.S. military and their families: VA home loans. These loans provide flexible, low-interest mortgages that are specifically designed to help active duty and veteran service members achieve their dream of homeownership. In this article,… [Read More]
Mortgage Rates April 2023
Mortgage Rates Drop Again, But Homebuyers Still Face Obstacles in Spring Season Great news for homebuyers as mortgage rates have fallen for the fourth consecutive week, according to Freddie Mac. The average rate on a 30-year fixed mortgage has dipped to 6.28% from 6.32% the previous week. But is the decrease enough to offset other… [Read More]
Breaking News: FHA Mortgage Insurance Cut by 30%!
Hey there, future homeowners! Have you heard the news? The Biden administration just released a plan announcing some exciting changes to FHA mortgage insurance rates that could make buying and owning a home more affordable for hundreds of thousands of people! So, what’s the scoop? The plan is all about cutting mortgage insurance costs by… [Read More]
Mortgage Brokers Vs Traditional Lenders
As a real estate broker, I have worked with both mortgage brokers and traditional lenders over the years. Both have their own set of pros and cons, and it’s important to understand the differences between how a broker vs a lender operate, and the programs they offer when looking to finance your next property purchase…. [Read More]