Michael Phillip - Colorado Real Estate

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Contingent Offer

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The real estate market can be a confusing and overwhelming place. This is especially true if you’re not familiar with all the terminology. One term that is becoming increasingly important in the world of real estate is “contingent offer.” But what does this term mean, and how does it affect you as a buyer or… [Read More]

Saving For A Down Payment

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Your Ultimate Guide to Saving for a Down Payment on a Home Are you excited to start your journey as a homeowner but feeling a bit lost when it comes to saving for a down payment? Don’t worry; we’ve got you covered! As real estate agents, we have helped countless clients navigate the ins and… [Read More]

Metro Districts In Colorado

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If you’re a homeowner in a newer community in Colorado, chances are that you are in a metro district. As a Colorado real estate agent, clients frequently ask about the impact of the metro districts in Colorado on homeownership. And most new homeowners are surprised to find this additional tax in their first property tax… [Read More]

Breaking News: FHA Mortgage Insurance Cut by 30%!

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Hey there, future homeowners! Have you heard the news? The Biden administration just released a plan announcing some exciting changes to FHA mortgage insurance rates that could make buying and owning a home more affordable for hundreds of thousands of people! So, what’s the scoop? The plan is all about cutting mortgage insurance costs by… [Read More]

Searching for a Home In Colorado

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Are you beginning your search for your dream home in Colorado? Whether you’re a first-time homebuyer or a seasoned real estate investor, finding the perfect home can be an exciting, but daunting task. You have to worry about your budget, the location, if the home is in your child’s school district. But don’t worry, with… [Read More]

Mortgage Brokers Vs Traditional Lenders

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As a real estate broker, I have worked with both mortgage brokers and traditional lenders over the years. Both have their own set of pros and cons, and it’s important to understand the differences between how a broker vs a lender operate, and the programs they offer when looking to finance your next property purchase…. [Read More]

Searching Homes Near You

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Discovering Your Dream Home in Your Neighborhood: The Benefits of Searching for Homes Near You Introduction Are you in the market for a new home but not sure where to begin your search? Look no further! In this blog post, we will discuss the advantages of searching for homes in your neighborhood and the steps… [Read More]

Choosing A Lender

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(Haga clic aquí para Español) As a real estate agent, one of the most important decisions a client can make during the home buying process is choosing a lender. A lender is responsible for providing the financing for a home purchase, and the right lender can make the process smooth and stress-free. However, the wrong… [Read More]

A Guide For A First-Time Homebuyer

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As a real estate agent, it’s always a pleasure to work with a first-time homebuyer. It’s an exciting time in someone’s life, and I want to make sure the process of finding and purchasing a home is as smooth and stress-free as possible. Here’s a beginner’s guide to navigate the real estate market. Determine Your… [Read More]